Credit Card Fraud: What Can Be Done to Eliminate it?

What's the big deal. No one pays for fraudulent use of your card, you say. Sure, but what about all the merchants you now have to contact to tell them of your new CC number? What about the inconvenience of having to wait for a new card to use with local merchants?

I have a solution. Here is the new way to buy with your card:

A. You go online or visit a merchant and you make a purchase but you don't pay for it at that instant.

B. The merchant gives you his/her ID number that's been issued by a CC conglomerate/association. Optionally, it is printed nearby where you can scan it.

C. You now take that number to your CC company online--on PC or phone--and you enter that number. If using a phone, you are already there ready to enter payment just after scanning the merchant's ID.

D. Up comes the merchant's info for you to verify that you intended to pay this particular merchant.

E. You enter the amount you are paying the merchant.

F. The merchant receives notice of payment and releases product to you or gives you a receipt for services rendered.

The beauty of this system is that the merchant and/or their staff  NEVER sees or touches your CC. This, I believe is a win-win for all. Lost or stolen cards become a thing of the past. There is not even a need for issuing CC's or CC readers. Almost ALL FRAUD IS ELIMINATD. If their security people refuse to recommend this idea, everyone has to wonder why.

Online use should never be a problem with the above but what about if you are visiting a local merchant and your phone goes out? A different and perhaps more easily implemented temporary solution is to issue cards that have the CC number/expiration date and CCV printed on stickers that the user takes off and either stores the info in a secure location or memorizes it. Alternatively and perhaps better all around, is for the user to be issued a sticker with a QR code that he carries around with him for such occasions. To prevent unauthorized use, the merchant must obtain a photo ID from the user when a QR code is presented for purchases. 

There are always solutions, but it should not be necessary to let anyone see your CC number, expiration date, and CCV ever again.

The Many Places to use a Sterilaser 405 (pat. pend.)

Monday, May 24, 2021

10:46 AM

 

The Sterilaser 405 (pat.pending) is a simple device that takes LED laser light and distributes it throughout a space in order to disinfect and deodorize it. See my YouTube video here, https://youtu.be/rSF2clOX4hA

 

The Sterilaser 405 uses near-UV light to disinfect air and surfaces by killing/disabling microorganisms. It deodorizes by altering molecules into some other less-smelly molecule.

 

There are two main versions of the device. In the simplest version, light is distributed along a static plane and that plane can be oriented at any angle. It is used in situations where, through excessive fear, you may not want the light beam to fall on human skin for extended periods. The thing to remember is that a static plane is easy to avoid whereas a moving plane is nearly impossible to avoid.

 

In a classroom, imagine a paper egg crate. You know the kind that is made from interlocking strips of cardboard that collapse together or expand to form the egg crate. Now imagine that egg crate in a classroom with each student's desk taking the place of an egg. Now, instead of cardboard, make those sections or partitions out of disinfecting planes. This would then be a means of quarantining the contagious student without taking him/her out of the classroom. The only drawback--if there is any--is that in a 5X6 grid of desks, you would need to use  9 devices to crisscross all aisles of the room.

 

Alternatively, one 3D model of a Sterilaser would suffice when placed in the back of the classroom so as not to impinge on students' eyes. The teacher would wear UV-absorbing glasses or a small shield could be placed by the device so that it does not beam at where the teacher might customarily stand. [all precautions I mention are made through an abundance of caution for the radiation--barring a direct and prolonged  impingement on the cornea or retina--is far less damaging than Sunlight.]

 

Where people tend to congregate indoors in large numbers: bars, sports venues, churches, Sterilaser can either stop respiratory viruses in their tracks or, at the very least, diminish their spread.

 

In the wild, Sterilasers scan be placed at the entrance to or inside bat caves to stop viruses at their source.

 

Places that need to be kept cold like meatpackers can have the Sterilaser running 24/7. As I've written before, cold air is dense air and a virus like coronavirus floats readily therein.

 

Cruise ships can use the Sterilaser in common areas or one can be kept in every cabin.

 

Surgeons can use it during operations; and doctors' offices will never be as scary to visit.

 

Agriculture can use it to grow seedlings protected against mold and bacteria.

 

Biologists can use it to grow cells in culture.

 

People with mold problems can use it to sterilize moldy areas or at least use it to remove moldy smells. Also, smelly public bathrooms may be a thing of the past. City dumps will elicit fewer complaints about odors.

 

This Summer, I'll be testing its efficacy against tomato blight and peach leaf curl (both fungal problems).

 

Produce departments could use it to assuage losses d/t mold.

 

Subways and other forms of transportation can use it not only to disinfect but to deodorize.

 

Soldiers can use it to guard against biological weapons most of which are aerosolized.

 

 

How do Planes Fly and Parachutes Float?

Not too long ago, Pocket ran a reprint of a piece that said that we really don't know how planes fly. Gee, the Bernoulli principle and other explanations did not suffice?

I then turned my attention to what might be the explanation and posted it on Twitter. I'm no longer on Twitter being as I could get no one to interact with me on that douchebaggy of a venue that is really only for the "blue checkmarks" and those who grovel at their feet.

Anyway, what I said was that the density of air could explain why planes fly. To every action there is an equal and opposite reaction--Einstein never killed that one, and that leads me ask, "have you ever tried to move a 4x8 plywood in the wind?" It's a terrifying task. The slightest wind will knock you over. 

Likewise, if wind can easily push a 4x8 plywood, a plane's wings could just as easily push against the air, and when it does, it would compress the air thereby raising the density of the air, THEREBY causing the plane to float above the high density air that it created. At what air speed do hurricanes lift up entire buildings? I believe 150 mph does substantial damage. Now, what is the speed of a jumbo jet? it's in the hundreds, of course, and we need to ask ourselves, what difference is there between fast moving wind and a fast moving wing? I submit that there is little difference. Further, what is it that prevents a large surface like a wing from plowing through air vertically and parallel to the Earth? Is it not simply the density of air? What is it that makes it so impossible for a plane to get out of a plunge? Is it not the density of air now equalized on both sides of the wing such that sideways movement locks the wing in place because of the higher density of air it haplessly creates?

Air, unlike liquids, is compressible and it's entirely possible for the air to be so compressed that it's density is higher than that of the plane. Occam's razer comes through for us. If you doubt that air can compress and turn itself into a "solid" just consider why a comet or asteroid would break up as it enters our atmosphere--it is not because of friction although friction can make it easier for matter to break apart once it encounters--or creates--air of sufficiently high density.

It only seems counterintuitive because we easily plow through air with our hands but it should be realized that the more you compress air, the harder it becomes to continue compressing with that same amount of force.

Does a submarine also move vertically by a similar phenomenon? Liquids are not compressible and the simple answer is one of Newtonian laws. However, ultimately, yes, it's the same phenomenon except that you need to compress air before your plane can act like a submarine in water.

Before I leave, I must offer some explanation with regard to gliders. They are not propelled by engines. So, what gives? Well, it is my understanding that a glider will eventually be forced to land but note that its wing surface to airplane weight ratio higher than that of a powered plane's. That greater surface area is needed to enable a higher density air to lift the glider. Interestingly, a glider seeks hot air currents to fly higher and hot air is definitely LESS dense than cold. What gives? Well, Newton to the rescue, that hot air is moving upward and when it hits the wings of the glider, it compresses and allows the glider to float on it--just like the powered airplane with smaller wing surface to airplane weight ratios.

Finally, let's consider the parachute. It never falls straight down but always to one side or the other. Those parachutists who land on a bullseye have some rudimentary steering available to them. The parachute is like a heavy object falling down a hillside. It creates a dense layer of air that lends some support but inevitably it will sink towards the less dense air surrounding it. That is, unless you cut a small hole at the center but what is that hole doing? Is it not releasing the high density air that is trapped within it?

So how does a parachute work vis-a-vis our theory? Because of the higher density of air within the parachute and the greater kinetic energy of that air, the parachute is able to remain open and thereby lower the total density of parachute+air+parachutist allowing the "object" then to float through the atmosphere on its way down.